Nic Bacani

Nic Bacani

(480) 650-2824

Assumable homes for sale in Sun City West, AZ

200 homesVA & FHA loansrates from 2.01% vs 6.95% today

Sun City West assumption guide
5949 PINNACLE HILL Drive, Glendale, AZ, 85310 — assumable mortgage at 2.50%
Active
56
$1,175,000$774,086 down
Rate
2.50%
6.95%today
Payment
$1,807/mo
$3,028today
  • 4beds
  • 4baths
  • 3,528sqft

5949 PINNACLE HILL Drive, Glendale

18261 Poston Drive, Surprise, AZ, 85387 — assumable mortgage at 4.875%
Active
28
$410,000$28,874 down
Rate
4.875%
6.95%today
Payment
$2,096/mo
$2,622today
  • 4beds
  • 2baths
  • 1,789sqft

18261 Poston Drive, Surprise

14113 HACKAMORE Drive, Surprise, AZ, 85387 — assumable mortgage at 6.50%
Active
36
$399,900Potential short sale
Rate
6.50%
6.95%today
Payment
$2,605/mo
$2,728today
  • 3beds
  • 3baths
  • 1,961sqft

14113 HACKAMORE Drive, Surprise

14178 CALLE LEJOS --, Surprise, AZ, 85387 — assumable mortgage at 5.75%
Active
48
$570,000$66,329 down
Rate
5.75%
6.95%today
Payment
$3,045/mo
$3,454today
  • 4beds
  • 3baths
  • 2,229sqft

14178 CALLE LEJOS --, Surprise

18377 VILLA HERMOSA Lane, Surprise, AZ, 85387 — assumable FHA mortgage at 6.81%
FHA
Active
24
$500,000$28,091 down
Rate
6.81%
6.95%today
Payment
$3,118/mo
$3,163today
  • 5beds
  • 3baths
  • 2,681sqft

18377 VILLA HERMOSA Lane, Surprise

7051 LINCOLN Street, Peoria, AZ, 85345 — assumable FHA mortgage at 2.84%
FHATop pick
Active
25
$299,000$9,805 down
Rate
2.84%
6.95%today
Payment
$1,338/mo
$2,145today
  • 3beds
  • 3baths
  • 1,744sqft

7051 LINCOLN Street, Peoria

18428 EWERS Drive, Surprise, AZ, 85374 — assumable VA mortgage at 2.98%
VATop pick
Active
64
$398,900Potential short sale
Rate
2.98%
6.95%today
Payment
$1,975/mo
$3,108today
  • 4beds
  • 2baths
  • 1,813sqft

18428 EWERS Drive, Surprise

14404 WETHERSFIELD Road, Surprise, AZ, 85379 — assumable VA mortgage at 3.10%
VATop pick
Active
36
$599,000$10,965 down
Rate
3.10%
6.95%today
Payment
$2,783/mo
$4,314today
  • 4beds
  • 4baths
  • 3,064sqft

14404 WETHERSFIELD Road, Surprise

13033 99TH Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.07%
FHATop pick
Active
33
$235,000$18,494 down
Rate
3.07%
6.95%today
Payment
$1,023/mo
$1,592today
  • 2beds
  • 2baths
  • 1,108sqft

13033 99TH Drive, Sun City

18031 UDALL Drive, Surprise, AZ, 85374 — assumable FHA mortgage at 2.87%
FHA
Active
30
$327,900$39,857 down
Rate
2.87%
6.95%today
Payment
$1,343/mo
$2,145today
  • 1beds
  • 2baths
  • 1,270sqft

18031 UDALL Drive, Surprise

11653 ANDREW Lane, Peoria, AZ, 85383 — assumable VA mortgage at 3.21%
VA
Active
36
$750,000$70,583 down
Rate
3.21%
6.95%today
Payment
$3,248/mo
$4,965today
  • 4beds
  • 3baths
  • 2,510sqft

11653 ANDREW Lane, Peoria

17200 BELL Road #1549, Surprise, AZ, 85374 — assumable VA mortgage at 3.07%
VA
Active
28
$259,900$49,300 down
Rate
3.07%
6.95%today
Payment
$995/mo
$1,549today
  • 2beds
  • 2baths
  • 1,210sqft

17200 BELL Road #1549, Surprise

12008 LARKSPUR Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.07%
FHA
Active
25
$315,000$49,890 down
Rate
3.07%
6.95%today
Payment
$1,253/mo
$1,950today
  • 2beds
  • 2baths
  • 956sqft

12008 LARKSPUR Road, El Mirage

17736 183RD Avenue, Surprise, AZ, 85374 — assumable VA mortgage at 3.07%
VA
Active
34
$399,500$49,260 down
Rate
3.07%
6.95%today
Payment
$1,659/mo
$2,582today
  • 4beds
  • 2baths
  • 1,991sqft

17736 183RD Avenue, Surprise

16176 STATLER Street, Surprise, AZ, 85374 — assumable VA mortgage at 3.10%
VA
Active
33
$450,000$89,045 down
Rate
3.10%
6.95%today
Payment
$1,708/mo
$2,648today
  • 6beds
  • 3baths
  • 2,166sqft

16176 STATLER Street, Surprise

15465 SHANGRI LA Road, Surprise, AZ, 85379 — assumable FHA mortgage at 3.10%
FHA
Active
23
$430,000$49,002 down
Rate
3.10%
6.95%today
Payment
$1,803/mo
$2,795today
  • 4beds
  • 2baths
  • 1,478sqft

15465 SHANGRI LA Road, Surprise

15762 CHERYL Drive, Waddell, AZ, 85355 — assumable VA mortgage at 3.49%
VA
Active
45
$568,900$46,518 down
Rate
3.49%
6.95%today
Payment
$2,377/mo
$3,508today
  • 3beds
  • 3baths
  • 2,507sqft

15762 CHERYL Drive, Waddell

11002 DEANNE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.45%
FHA
Active
12
$325,000$39,310 down
Rate
3.45%
6.95%today
Payment
$1,402/mo
$2,080today
  • 3beds
  • 2baths
  • 2,156sqft

11002 DEANNE Drive, Sun City

17611 CALAVAR Road, Surprise, AZ, 85388 — assumable FHA mortgage at 3.45%
FHA
Active
37
$429,000$36,177 down
Rate
3.45%
6.95%today
Payment
$1,928/mo
$2,860today
  • 5beds
  • 3baths
  • 2,425sqft

17611 CALAVAR Road, Surprise

15792 DESERT MIRAGE Drive, Surprise, AZ, 85379 — assumable VA mortgage at 2.25%
VA
Active
29
$625,000$175,886 down
Rate
2.25%
6.95%today
Payment
$1,983/mo
$3,435today
  • 5beds
  • 3baths
  • 3,924sqft

15792 DESERT MIRAGE Drive, Surprise

10007 MOUNTAIN VIEW Road, Sun City, AZ, 85351 — assumable VA mortgage at 2.74%
VA
Active
11
$235,000$60,153 down
Rate
2.74%
6.95%today
Payment
$815/mo
$1,324today
  • 2beds
  • 2baths
  • 1,348sqft

10007 MOUNTAIN VIEW Road, Sun City

12842 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 2.77%
FHA
Active
27
$425,000$97,526 down
Rate
2.77%
6.95%today
Payment
$1,507/mo
$2,437today
  • 3beds
  • 2baths
  • 1,990sqft

12842 ASTER Drive, El Mirage

11130 JERSEY Avenue, Youngtown, AZ, 85363 — assumable FHA mortgage at 2.79%
FHA
Active
35
$265,000$65,597 down
Rate
2.79%
6.95%today
Payment
$935/mo
$1,508today
  • 2beds
  • 1baths
  • 909sqft

11130 JERSEY Avenue, Youngtown

8927 PARADISE Drive, Peoria, AZ, 85345 — assumable FHA mortgage at 2.81%
FHA
Active
31
$392,000$105,861 down
Rate
2.81%
6.95%today
Payment
$1,341/mo
$2,158today
  • 3beds
  • 2baths
  • 1,575sqft

8927 PARADISE Drive, Peoria

10708 CAMELOT Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.84%
VA
Active
35
$330,000$71,934 down
Rate
2.84%
6.95%today
Payment
$1,197/mo
$1,918today
  • 2beds
  • 2baths
  • 1,656sqft

10708 CAMELOT Circle, Sun City

17373 PINNACLE VISTA Drive, Surprise, AZ, 85387 — assumable VA mortgage at 2.84%
VA
Active
21
$350,000$79,973 down
Rate
2.84%
6.95%today
Payment
$1,252/mo
$2,007today
  • 4beds
  • 2baths
  • 1,950sqft

17373 PINNACLE VISTA Drive, Surprise

10307 OAKMONT Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 2.96%
FHA
Active
24
$234,900$66,922 down
Rate
2.96%
6.95%today
Payment
$795/mo
$1,254today
  • 2beds
  • 2baths
  • 1,396sqft

10307 OAKMONT Drive, Sun City

9831 WRANGLER Drive, Sun City, AZ, 85373 — assumable VA mortgage at 2.98%
VA
Active
17
$345,000$105,929 down
Rate
2.98%
6.95%today
Payment
$1,131/mo
$1,781today
  • 2beds
  • 2baths
  • 1,955sqft

9831 WRANGLER Drive, Sun City

10963 COGGINS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.00%
FHA
Active
29
$159,995$34,270 down
Rate
3.00%
6.95%today
Payment
$600/mo
$942today
  • 1beds
  • 1baths
  • 994sqft

10963 COGGINS Drive, Sun City

12190 151ST Drive, Surprise, AZ, 85379 — assumable FHA mortgage at 3.02%
FHA
Active
9
$325,000$75,502 down
Rate
3.02%
6.95%today
Payment
$1,216/mo
$1,904today
  • 4beds
  • 3baths
  • 2,542sqft

12190 151ST Drive, Surprise

19431 67TH Drive, Glendale, AZ, 85308 — assumable VA mortgage at 3.05%
VA
Active
49
$625,000$180,615 down
Rate
3.05%
6.95%today
Payment
$2,100/mo
$3,277today
  • 4beds
  • 3baths
  • 3,006sqft

19431 67TH Drive, Glendale

16516 ALAMEDA Road, Surprise, AZ, 85387 — assumable FHA mortgage at 3.06%
FHA
Active
38
$399,999$120,106 down
Rate
3.06%
6.95%today
Payment
$1,339/mo
$2,086today
  • 4beds
  • 2baths
  • 1,793sqft

16516 ALAMEDA Road, Surprise

24154 165TH Drive, Surprise, AZ, 85387 — assumable VA mortgage at 3.56%
VA
Active
35
$575,000$74,919 down
Rate
3.56%
6.95%today
Payment
$2,484/mo
$3,635today
  • 4beds
  • 3baths
  • 2,599sqft

24154 165TH Drive, Surprise

15950 QUAIL CREEK Lane, Surprise, AZ, 85374 — assumable FHA mortgage at 3.76%
FHA
Active
28
$375,000$34,396 down
Rate
3.76%
6.95%today
Payment
$1,726/mo
$2,463today
  • 2beds
  • 2baths
  • 1,278sqft

15950 QUAIL CREEK Lane, Surprise

13423 IRONWOOD Street, Surprise, AZ, 85374 — assumable FHA mortgage at 3.07%
FHA
Active
23
$419,999$83,002 down
Rate
3.07%
6.95%today
Payment
$1,593/mo
$2,479today
  • 3beds
  • 3baths
  • 2,118sqft

13423 IRONWOOD Street, Surprise

15121 WOODRIDGE Drive, Surprise, AZ, 85374 — assumable VA mortgage at 3.07%
VA
Active
30
$335,000$73,999 down
Rate
3.07%
6.95%today
Payment
$1,234/mo
$1,920today
  • 2beds
  • 2baths
  • 1,183sqft

15121 WOODRIDGE Drive, Surprise

Assuming a mortgage in Sun City West

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour. 5 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.01%
Lowest existing payment
$373 /mo
Median cash to assume
$147,248
Nic Bacani

Nic Bacani

Realtor License: SA646367000

Good Company Real Estate

nic@goodcompanyre.com+14806502824Good Company Real Estate logo
Equal Housing Opportunity

Good Company Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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