Nic Bacani

Nic Bacani

(480) 650-2824

Assumable homes for sale in Arizona

200 homesFHA & VA loansrates from 2.25% vs 6.95% today

Arizona assumption guide
3760 ROBERTS Road, San Tan Valley, AZ, 85144 — assumable VA mortgage at 2.875%
VA
Active
58
$700,000$297,506 down
Rate
2.875%
6.95%today
Payment
$1,891/mo
$3,017today
  • 4beds
  • 3baths
  • 2,543sqft

3760 ROBERTS Road, San Tan Valley

21228 260TH Lane, Buckeye, AZ, 85396 — assumable mortgage at 2.625%
Top pick
Active
35
$400,000$27,436 down
Rate
2.625%
6.95%today
Payment
$1,691/mo
$2,787today
  • 3beds
  • 2baths
  • 1,783sqft

21228 260TH Lane, Buckeye

8803 Orchid Lane, Peoria, AZ, 85345 — assumable VA mortgage at 2.50%
VA
Active
11
$409,999$89,296 down
Rate
2.50%
6.95%today
Payment
$1,442/mo
$2,416today
  • 3beds
  • 2baths
  • 1,931sqft

8803 Orchid Lane, Peoria

2521 RED FOX Road, Phoenix, AZ, 85085 — assumable VA mortgage at 3.25%
VA
Active
24
$500,000$64,209 down
Rate
3.25%
6.95%today
Payment
$2,119/mo
$3,223today
  • 4beds
  • 3baths
  • 2,206sqft

2521 RED FOX Road, Phoenix

40641 BARRED Place, San Tan Valley, AZ, 85140 — assumable mortgage at 3.125%
Active
21
$674,999$155,905 down
Rate
3.125%
6.95%today
Payment
$2,485/mo
$3,839today
  • 4beds
  • 4baths
  • 2,924sqft

40641 BARRED Place, San Tan Valley

17034 Seldon Lane, Waddell, AZ, 85355 — assumable mortgage at 3.99%
Active
37
$526,000Potential short sale
Rate
3.99%
6.95%today
Payment
$2,679/mo
$3,719today
  • 4beds
  • 3baths
  • 3,017sqft

17034 Seldon Lane, Waddell

13041 ESTERO Lane, Litchfield Park, AZ, 85340 — assumable mortgage at 2.25%
Active
43
$505,000$226,234 down
Rate
2.25%
6.95%today
Payment
$1,237/mo
$2,143today
  • 5beds
  • 2baths
  • 2,684sqft

13041 ESTERO Lane, Litchfield Park

2455 BROADWAY Road #59, Mesa, AZ, 85204 — assumable mortgage at 2.375%
Active
20
$295,000$138,816 down
Rate
2.375%
6.95%today
Payment
$699/mo
$1,191today
  • 2beds
  • 2baths
  • 964sqft

2455 BROADWAY Road #59, Mesa

5949 PINNACLE HILL Drive, Glendale, AZ, 85310 — assumable mortgage at 2.50%
Active
56
$1,175,000$774,086 down
Rate
2.50%
6.95%today
Payment
$1,807/mo
$3,028today
  • 4beds
  • 4baths
  • 3,528sqft

5949 PINNACLE HILL Drive, Glendale

7429 76TH Lane, Laveen, AZ, 85339 — assumable mortgage at 4.99%
Active
33
$424,900Potential short sale
Rate
4.99%
6.95%today
Payment
$2,316/mo
$2,859today
  • 4beds
  • 2baths
  • 1,604sqft

7429 76TH Lane, Laveen

18261 Poston Drive, Surprise, AZ, 85387 — assumable mortgage at 4.875%
Active
28
$410,000$28,874 down
Rate
4.875%
6.95%today
Payment
$2,096/mo
$2,622today
  • 4beds
  • 2baths
  • 1,789sqft

18261 Poston Drive, Surprise

13621 TUCKEY Court, Glendale, AZ, 85307 — assumable VA mortgage at 3.75%
VA
Active
145
$1,199,900$518,867 down
Rate
3.75%
6.95%today
Payment
$3,590/mo
$5,131today
  • 4beds
  • 4baths
  • 3,935sqft

13621 TUCKEY Court, Glendale

1702 223RD Lane, Buckeye, AZ, 85326 — assumable mortgage at 5.125%
Active
32
$425,000$68,762 down
Rate
5.125%
6.95%today
Payment
$2,038/mo
$2,478today
  • 4beds
  • 3baths
  • 2,048sqft

1702 223RD Lane, Buckeye

35391 Santa Monica Avenue, Maricopa, AZ, 85138 — assumable mortgage at 5.50%
Active
31
$350,000$32,566 down
Rate
5.50%
6.95%today
Payment
$1,901/mo
$2,216today
  • 5beds
  • 3baths
  • 2,032sqft

35391 Santa Monica Avenue, Maricopa

6817 DESERT Lane, Laveen, AZ, 85339 — assumable mortgage at 5.625%
Active
17
$389,000$25,105 down
Rate
5.625%
6.95%today
Payment
$2,148/mo
$2,470today
  • 4beds
  • 2baths
  • 1,666sqft

6817 DESERT Lane, Laveen

14113 HACKAMORE Drive, Surprise, AZ, 85387 — assumable mortgage at 6.50%
Active
36
$399,900Potential short sale
Rate
6.50%
6.95%today
Payment
$2,605/mo
$2,728today
  • 3beds
  • 3baths
  • 1,961sqft

14113 HACKAMORE Drive, Surprise

4950 WEEPING WILLOW Way, Laveen, AZ, 85339 — assumable FHA mortgage at 5.75%
FHA
Active
38
$579,000$46,539 down
Rate
5.75%
6.95%today
Payment
$3,155/mo
$3,579today
  • 3beds
  • 3baths
  • 2,615sqft

4950 WEEPING WILLOW Way, Laveen

14178 CALLE LEJOS --, Surprise, AZ, 85387 — assumable mortgage at 5.75%
Active
48
$570,000$66,329 down
Rate
5.75%
6.95%today
Payment
$3,045/mo
$3,454today
  • 4beds
  • 3baths
  • 2,229sqft

14178 CALLE LEJOS --, Surprise

18377 VILLA HERMOSA Lane, Surprise, AZ, 85387 — assumable FHA mortgage at 6.81%
FHA
Active
24
$500,000$28,091 down
Rate
6.81%
6.95%today
Payment
$3,118/mo
$3,163today
  • 5beds
  • 3baths
  • 2,681sqft

18377 VILLA HERMOSA Lane, Surprise

19090 SILVER DOG Way, Maricopa, AZ, 85138 — assumable FHA mortgage at 6.875%
FHA
Active
33
$305,000$6,315 down
Rate
6.875%
6.95%today
Payment
$2,000/mo
$2,015today
  • 3beds
  • 2baths
  • 1,433sqft

19090 SILVER DOG Way, Maricopa

4916 185TH Drive, Goodyear, AZ, 85395 — assumable mortgage at 4.625%
Active
67
$525,000$253,645 down
Rate
4.625%
6.95%today
Payment
$1,615/mo
$2,080today
  • 4beds
  • 3baths
  • 2,414sqft

4916 185TH Drive, Goodyear

2355 LA COSTA Place, Chandler, AZ, 85249 — assumable VA mortgage at 5.625%
VA
Active
75
$699,999$187,440 down
Rate
5.625%
6.95%today
Payment
$3,033/mo
$3,487today
  • 6beds
  • 4baths
  • 3,367sqft

2355 LA COSTA Place, Chandler

194 SHANNON Street, Gilbert, AZ, 85233 — assumable mortgage at 2.375%
ActiveVerified
23
$495,000$238,361 down
Rate
2.375%
6.95%today
Payment
$1,155/mo
$1,967today
  • 4beds
  • 2baths
  • 1,489sqft

194 SHANNON Street, Gilbert

2535 SARATOGA Street, Gilbert, AZ, 85296 — assumable VA mortgage at 5.81%
VA
ActiveVerified
43
$799,900$21,251 down
Rate
5.81%
6.95%today
Payment
$4,850/mo
$5,465today
  • 5beds
  • 3baths
  • 3,421sqft

2535 SARATOGA Street, Gilbert

36540 LEONESSA Avenue, Maricopa, AZ, 85138 — assumable FHA mortgage at 2.50%
FHATop pick
Active
34
$409,000$25,228 down
Rate
2.50%
6.95%today
Payment
$1,583/mo
$2,652today
  • 4beds
  • 3baths
  • 2,257sqft

36540 LEONESSA Avenue, Maricopa

631 SILVER REEF Court, Casa Grande, AZ, 85122 — assumable FHA mortgage at 2.74%
FHATop pick
Active
11
$321,000$71,409 down
Rate
2.74%
6.95%today
Payment
$1,161/mo
$1,885today
  • 4beds
  • 2baths
  • 2,178sqft

631 SILVER REEF Court, Casa Grande

7051 LINCOLN Street, Peoria, AZ, 85345 — assumable FHA mortgage at 2.84%
FHATop pick
Active
25
$299,000$9,805 down
Rate
2.84%
6.95%today
Payment
$1,338/mo
$2,145today
  • 3beds
  • 3baths
  • 1,744sqft

7051 LINCOLN Street, Peoria

149 BAJA Road, Paulden, AZ, 86334 — assumable FHA mortgage at 2.87%
FHATop pick
Active
$135,320Potential short sale
Rate
2.87%
6.95%today
Payment
$635/mo
$1,014today
  • 4beds
  • 2baths
  • 1,447sqft

149 BAJA Road, Paulden

15200 REDONDO Road, Arizona City, AZ, 85123 — assumable VA mortgage at 2.98%
VATop pick
Active
30
$245,000$13,896 down
Rate
2.98%
6.95%today
Payment
$1,094/mo
$1,721today
  • 3beds
  • 2baths
  • 1,418sqft

15200 REDONDO Road, Arizona City

18428 EWERS Drive, Surprise, AZ, 85374 — assumable VA mortgage at 2.98%
VATop pick
Active
64
$398,900Potential short sale
Rate
2.98%
6.95%today
Payment
$1,975/mo
$3,108today
  • 4beds
  • 2baths
  • 1,813sqft

18428 EWERS Drive, Surprise

2830 48TH Lane, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.07%
FHATop pick
Active
26
$279,900Potential short sale
Rate
3.07%
6.95%today
Payment
$1,441/mo
$2,242today
  • 4beds
  • 2baths
  • 1,288sqft

2830 48TH Lane, Phoenix

3033 DEVONSHIRE Avenue #3003, Phoenix, AZ, 85016 — assumable VA mortgage at 3.07%
VATop pick
Active
52
$159,900$5,435 down
Rate
3.07%
6.95%today
Payment
$732/mo
$1,139today
  • 1beds
  • 1baths
  • 576sqft

3033 DEVONSHIRE Avenue #3003, Phoenix

949 WHITE WING Drive, Casa Grande, AZ, 85122 — assumable FHA mortgage at 3.07%
FHATop pick
Active
39
$350,000$13,310 down
Rate
3.07%
6.95%today
Payment
$1,591/mo
$2,476today
  • 6beds
  • 4baths
  • 2,966sqft

949 WHITE WING Drive, Casa Grande

22093 SOLANO Drive, Buckeye, AZ, 85326 — assumable FHA mortgage at 3.10%
FHATop pick
Active
28
$310,900$17,621 down
Rate
3.10%
6.95%today
Payment
$1,388/mo
$2,151today
  • 3beds
  • 2baths
  • 1,096sqft

22093 SOLANO Drive, Buckeye

52989 CENTURY Road, Maricopa, AZ, 85139 — assumable FHA mortgage at 3.10%
FHATop pick
Active
40
$171,600Potential short sale
Rate
3.10%
6.95%today
Payment
$1,093/mo
$1,695today
  • 3beds
  • 2baths
  • 1,206sqft

52989 CENTURY Road, Maricopa

14404 WETHERSFIELD Road, Surprise, AZ, 85379 — assumable VA mortgage at 3.10%
VATop pick
Active
36
$599,000$10,965 down
Rate
3.10%
6.95%today
Payment
$2,783/mo
$4,314today
  • 4beds
  • 4baths
  • 3,064sqft

14404 WETHERSFIELD Road, Surprise

Assuming a mortgage in Arizona

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour. 24 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.25%
Lowest existing payment
$427 /mo
Median cash to assume
$55,394
Nic Bacani

Nic Bacani

Realtor License: SA646367000

Good Company Real Estate

nic@goodcompanyre.com+14806502824Good Company Real Estate logo
Equal Housing Opportunity

Good Company Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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