Nic Bacani

Nic Bacani

Assumable homes for sale in Prescott, AZ

7 homesFHA & VA loansrates from 3.00% vs 6.95% today

Prescott assumption guide
747 Montezuma Street, Prescott, AZ, 86303 — assumable VA mortgage at 3.00%
VA
Active
53
$950,000$950,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,294sqft

747 Montezuma Street, Prescott

4549 Indian Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 3.90%
FHA
Active
24
$325,000$180,718 down
Rate
3.90%
6.95%today
Payment
$829/mo
$1,163today
  • 3beds
  • 2baths
  • 1,876sqft

4549 Indian Creek Road, Prescott

1347 QUARTZ Road, Prescott, AZ, 86303 — assumable FHA mortgage at 5.41%
FHA
Active
32
$399,900$38,701 down
Rate
5.41%
6.95%today
Payment
$2,153/mo
$2,535today
  • 3beds
  • 4baths
  • 1,120sqft

1347 QUARTZ Road, Prescott

1347 QUARTZ Road, Prescott, AZ, 86303 — assumable FHA mortgage at 5.41%
FHA
Active
32
$399,900$38,701 down
Rate
5.41%
6.95%today
Payment
$2,153/mo
$2,535today
  • 3beds
  • 4baths
  • 1,120sqft

1347 QUARTZ Road, Prescott

375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 down
Rate
4.65%
6.95%today
Payment
$2,010/mo
$2,580today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 down
Rate
4.65%
6.95%today
Payment
$2,010/mo
$2,580today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

1624 Grant Street, Prescott, AZ, 86303 — assumable VA mortgage at 6.50%
VA
Active
45
$320,000$38,712 down
Rate
6.50%
6.95%today
Payment
$1,814/mo
$1,900today
  • 1beds
  • 1baths
  • 432sqft

1624 Grant Street, Prescott

Assuming a mortgage in Prescott

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
3.00%
Lowest existing payment
$829 /mo
Median cash to assume
$61,490
Nic Bacani

Nic Bacani

Realtor License: SA646367000

Good Company Real Estate

nic@goodcompanyre.com+14806502824Good Company Real Estate logo
Equal Housing Opportunity

Good Company Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.