Nic Bacani

Nic Bacani

(480) 650-2824

Assumable homes for sale in Phoenix, AZ

32 homesFHA & VA loansrates from 2.81% vs 6.95% today

Phoenix assumption guide
8717 CLARENDON Avenue, Phoenix, AZ, 85037 — assumable VA mortgage at 3.45%
VA
Active
19
$336,000$29,356 down
Rate
3.45%
6.95%today
Payment
$1,502/mo
$2,228today
  • 3beds
  • 2baths
  • 1,325sqft

8717 CLARENDON Avenue, Phoenix

9209 Wilow Bend Lane, Phoenix, AZ, 85037 — assumable FHA mortgage at 3.76%
FHA
Active
33
$429,900$82,808 down
Rate
3.76%
6.95%today
Payment
$1,755/mo
$2,506today
  • 3beds
  • 2baths
  • 1,765sqft

9209 Wilow Bend Lane, Phoenix

9002 CORONADO Road, Phoenix, AZ, 85037 — assumable FHA mortgage at 2.81%
FHA
Active
35
$389,000$122,924 down
Rate
2.81%
6.95%today
Payment
$1,244/mo
$2,002today
  • 3beds
  • 2baths
  • 1,806sqft

9002 CORONADO Road, Phoenix

10243 READE Avenue, Glendale, AZ, 85307 — assumable FHA mortgage at 3.05%
FHA
Active
27
$395,000$268,109 down
Rate
3.05%
6.95%today
Payment
$631/mo
$963today
  • 3beds
  • 2baths
  • 1,535sqft

10243 READE Avenue, Glendale

10428 Calle de Plata Street, Phoenix, AZ, 85037 — assumable FHA mortgage at 3.07%
FHA
Active
27
$399,000$260,485 down
Rate
3.07%
6.95%today
Payment
$656/mo
$1,021today
  • 4beds
  • 2baths
  • 1,596sqft

10428 Calle de Plata Street, Phoenix

10856 LUKE Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 4.17%
FHA
Active
41
$434,900$89,607 down
Rate
4.17%
6.95%today
Payment
$1,825/mo
$2,479today
  • 4beds
  • 3baths
  • 2,028sqft

10856 LUKE Avenue, Phoenix

9124 BERKELEY Road, Phoenix, AZ, 85037 — assumable FHA mortgage at 4.67%
FHA
Active
42
$389,900$43,020 down
Rate
4.67%
6.95%today
Payment
$1,928/mo
$2,470today
  • 3beds
  • 2baths
  • 1,568sqft

9124 BERKELEY Road, Phoenix

8226 MONTECITO Avenue, Phoenix, AZ, 85033 — assumable FHA mortgage at 3.44%
FHA
Active
7
$299,900$179,385 down
Rate
3.44%
6.95%today
Payment
$689/mo
$1,024today
  • 3beds
  • 2baths
  • 1,490sqft

8226 MONTECITO Avenue, Phoenix

9412 WILSHIRE Avenue, Phoenix, AZ, 85037 — assumable VA mortgage at 3.48%
VA
Active
35
$400,000$248,620 down
Rate
3.48%
6.95%today
Payment
$869/mo
$1,284today
  • 4beds
  • 3baths
  • 2,436sqft

9412 WILSHIRE Avenue, Phoenix

4616 94TH Lane, Phoenix, AZ, 85037 — assumable FHA mortgage at 3.85%
FHA
Active
6
$415,000$125,393 down
Rate
3.85%
6.95%today
Payment
$1,479/mo
$2,088today
  • 4beds
  • 3baths
  • 2,435sqft

4616 94TH Lane, Phoenix

8819 GLENROSA Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 5.23%
FHA
Active
32
$345,000$19,648 down
Rate
5.23%
6.95%today
Payment
$1,910/mo
$2,294today
  • 3beds
  • 1baths
  • 1,273sqft

8819 GLENROSA Avenue, Phoenix

2221 94th Avenue, Phoenix, AZ, 85037 — assumable VA mortgage at 5.23%
VA
Active
24
$425,000Potential short sale
Rate
5.23%
6.95%today
Payment
$2,479/mo
$2,979today
  • 4beds
  • 3baths
  • 2,603sqft

2221 94th Avenue, Phoenix

8739 TURNEY Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 5.55%
FHA
Active
24
$340,000$19,127 down
Rate
5.55%
6.95%today
Payment
$1,934/mo
$2,242today
  • 2beds
  • 2baths
  • 984sqft

8739 TURNEY Avenue, Phoenix

10922 ASHLAND Way, Avondale, AZ, 85392 — assumable VA mortgage at 6.09%
VA
Active
43
$569,900Potential short sale
Rate
6.09%
6.95%today
Payment
$3,683/mo
$4,027today
  • 4beds
  • 3baths
  • 2,672sqft

10922 ASHLAND Way, Avondale

8534 MARIPOSA Drive, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.34%
FHA
Active
26
$299,000Potential short sale
Rate
6.34%
6.95%today
Payment
$2,075/mo
$2,210today
  • 4beds
  • 2baths
  • 1,461sqft

8534 MARIPOSA Drive, Phoenix

9512 TURNEY Avenue, Phoenix, AZ, 85037 — assumable VA mortgage at 6.39%
VA
Active
52
$429,900$6,013 down
Rate
6.39%
6.95%today
Payment
$2,756/mo
$2,919today
  • 4beds
  • 3baths
  • 1,942sqft

9512 TURNEY Avenue, Phoenix

3510 106th Lane, Avondale, AZ, 85392 — assumable FHA mortgage at 6.50%
FHA
Active
23
$375,900$11,671 down
Rate
6.50%
6.95%today
Payment
$2,340/mo
$2,450today
  • 3beds
  • 2baths
  • 1,431sqft

3510 106th Lane, Avondale

9127 CAMBRIDGE Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.64%
FHA
Active
24
$400,000$17,678 down
Rate
6.64%
6.95%today
Payment
$2,519/mo
$2,600today
  • 3beds
  • 2baths
  • 1,430sqft

9127 CAMBRIDGE Avenue, Phoenix

4006 88TH Lane, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.77%
FHA
Active
26
$320,000Potential short sale
Rate
6.77%
6.95%today
Payment
$2,329/mo
$2,372today
  • 3beds
  • 2baths
  • 1,258sqft

4006 88TH Lane, Phoenix

8734 INDIANOLA Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 7.22%
FHA
Active
20
$294,999Potential short sale
Rate
7.22%
6.95%today
Payment
$2,170/mo
$2,112today
  • 2beds
  • 2baths
  • 1,086sqft

8734 INDIANOLA Avenue, Phoenix

4653 99TH Drive, Phoenix, AZ, 85037 — assumable FHA mortgage at 5.52%
FHA
Active
27
$334,999$52,925 down
Rate
5.52%
6.95%today
Payment
$1,702/mo
$1,980today
  • 3beds
  • 3baths
  • 1,942sqft

4653 99TH Drive, Phoenix

8827 PASADENA Avenue, Glendale, AZ, 85305 — assumable FHA mortgage at 6.26%
FHA
Active
30
$506,000$42,745 down
Rate
6.26%
6.95%today
Payment
$2,875/mo
$3,087today
  • 3beds
  • 2baths
  • 1,715sqft

8827 PASADENA Avenue, Glendale

10817 PIERSON Street, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.62%
FHA
Active
21
$448,000$45,475 down
Rate
6.62%
6.95%today
Payment
$2,615/mo
$2,704today
  • 4beds
  • 3baths
  • 2,508sqft

10817 PIERSON Street, Phoenix

9514 Avalon Drive, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.85%
FHA
Active
54
$520,000$30,313 down
Rate
6.85%
6.95%today
Payment
$3,243/mo
$3,276today
  • 4beds
  • 3baths
  • 2,274sqft

9514 Avalon Drive, Phoenix

2033 107TH Drive, Avondale, AZ, 85392 — assumable FHA mortgage at 6.92%
FHA
Active
27
$365,000$31,222 down
Rate
6.92%
6.95%today
Payment
$2,251/mo
$2,258today
  • 3beds
  • 3baths
  • 1,909sqft

2033 107TH Drive, Avondale

8955 Luke Avenue, Glendale, AZ, 85305 — assumable FHA mortgage at 7.57%
FHA
Active
18
$519,990$44,537 down
Rate
7.57%
6.95%today
Payment
$3,442/mo
$3,237today
  • 3beds
  • 3baths
  • 2,391sqft

8955 Luke Avenue, Glendale

3619 104TH Drive, Avondale, AZ, 85392 — assumable VA mortgage at 6.35%
VA
Active
28
$425,000$73,401 down
Rate
6.35%
6.95%today
Payment
$2,234/mo
$2,376today
  • 3beds
  • 3baths
  • 1,735sqft

3619 104TH Drive, Avondale

8201 SELLS Drive, Phoenix, AZ, 85033 — assumable FHA mortgage at 6.95%
FHA
Active
26
$300,000$56,621 down
Rate
6.95%
6.95%today
Payment
$1,634/mo
$1,634today
  • 3beds
  • 2baths
  • 1,148sqft

8201 SELLS Drive, Phoenix

9341 WILLOW BEND Lane, Phoenix, AZ, 85037 — assumable VA mortgage at 5.52%
VA
Active
32
$489,000$107,848 down
Rate
5.52%
6.95%today
Payment
$2,303/mo
$2,680today
  • 4beds
  • 2baths
  • 1,924sqft

9341 WILLOW BEND Lane, Phoenix

10705 MONTECITO Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 5.50%
FHA
Active
30
$329,999$279,925 down
Rate
5.50%
6.95%today
Payment
$668/mo
$779today
  • 3beds
  • 2baths
  • 1,320sqft

10705 MONTECITO Avenue, Phoenix

8730 EARLL Drive, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.11%
FHA
Active
29
$355,000$334,884 down
Rate
6.11%
6.95%today
Payment
$122/mo
$134today
  • 4beds
  • 2baths
  • 1,632sqft

8730 EARLL Drive, Phoenix

4524 93RD Drive, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.12%
FHA
Active
30
$499,000$482,541 down
Rate
6.12%
6.95%today
Payment
$105/mo
$114today
  • 4beds
  • 4baths
  • 2,271sqft

4524 93RD Drive, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$631 /mo
Median cash to assume
$54,773
Nic Bacani

Nic Bacani

Realtor License: SA646367000

Good Company Real Estate

nic@goodcompanyre.com+14806502824Good Company Real Estate logo
Equal Housing Opportunity

Good Company Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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