Nic Bacani

Nic Bacani

Assumable homes for sale in Mesa, AZ

200 homesFHA & VA loansrates from 2.38% vs 6.95% today

Mesa assumption guide
2455 BROADWAY Road #59, Mesa, AZ, 85204 — assumable mortgage at 2.375%
Active
20
$295,000$138,816 down
Rate
2.375%
6.95%today
Payment
$699/mo
$1,191today
  • 2beds
  • 2baths
  • 964sqft

2455 BROADWAY Road #59, Mesa

194 SHANNON Street, Gilbert, AZ, 85233 — assumable mortgage at 2.375%
ActiveVerified
23
$495,000$238,361 down
Rate
2.375%
6.95%today
Payment
$1,155/mo
$1,967today
  • 4beds
  • 2baths
  • 1,489sqft

194 SHANNON Street, Gilbert

2535 SARATOGA Street, Gilbert, AZ, 85296 — assumable VA mortgage at 5.81%
VA
ActiveVerified
43
$799,900$21,251 down
Rate
5.81%
6.95%today
Payment
$4,850/mo
$5,465today
  • 5beds
  • 3baths
  • 3,421sqft

2535 SARATOGA Street, Gilbert

2040 LONGMORE -- #70, Mesa, AZ, 85202 — assumable FHA mortgage at 2.98%
FHA
Active
28
$264,900$51,103 down
Rate
2.98%
6.95%today
Payment
$1,012/mo
$1,592today
  • 3beds
  • 3baths
  • 1,296sqft

2040 LONGMORE -- #70, Mesa

4902 HAZEL Drive #1, Phoenix, AZ, 85044 — assumable VA mortgage at 3.01%
VA
Active
40
$315,000$49,430 down
Rate
3.01%
6.95%today
Payment
$1,252/mo
$1,964today
  • 2beds
  • 2baths
  • 976sqft

4902 HAZEL Drive #1, Phoenix

125 56TH Street #57, Mesa, AZ, 85206 — assumable FHA mortgage at 3.03%
FHA
Active
35
$308,000$39,827 down
Rate
3.03%
6.95%today
Payment
$1,267/mo
$1,982today
  • 3beds
  • 3baths
  • 1,255sqft

125 56TH Street #57, Mesa

948 ALMA SCHOOL Road #13, Mesa, AZ, 85210 — assumable VA mortgage at 3.05%
VA
Active
26
$245,000$47,637 down
Rate
3.05%
6.95%today
Payment
$933/mo
$1,455today
  • 2beds
  • 2baths
  • 918sqft

948 ALMA SCHOOL Road #13, Mesa

7259 EDGEWOOD Avenue, Mesa, AZ, 85208 — assumable VA mortgage at 3.10%
VA
Active
28
$460,000$65,698 down
Rate
3.10%
6.95%today
Payment
$1,862/mo
$2,886today
  • 3beds
  • 2baths
  • 1,888sqft

7259 EDGEWOOD Avenue, Mesa

830 DOBSON Road #50, Mesa, AZ, 85202 — assumable FHA mortgage at 3.10%
FHA
Active
30
$200,000$37,806 down
Rate
3.10%
6.95%today
Payment
$768/mo
$1,190today
  • 2beds
  • 1baths
  • 784sqft

830 DOBSON Road #50, Mesa

3031 CIVIC CENTER PLZ Plaza #230, Scottsdale, AZ, 85251 — assumable VA mortgage at 3.45%
VA
Active
29
$345,000$66,315 down
Rate
3.45%
6.95%today
Payment
$1,368/mo
$2,029today
  • 2beds
  • 2baths
  • 1,192sqft

3031 CIVIC CENTER PLZ Plaza #230, Scottsdale

714 WILLIAMS --, Mesa, AZ, 85204 — assumable FHA mortgage at 2.73%
FHA
Active
29
$415,000$132,788 down
Rate
2.73%
6.95%today
Payment
$1,305/mo
$2,122today
  • 3beds
  • 3baths
  • 1,511sqft

714 WILLIAMS --, Mesa

4260 81ST Street, Scottsdale, AZ, 85251 — assumable FHA mortgage at 2.74%
FHA
Active
28
$299,999$81,050 down
Rate
2.74%
6.95%today
Payment
$1,021/mo
$1,657today
  • 2beds
  • 1baths
  • 904sqft

4260 81ST Street, Scottsdale

8137 INDIAN SCHOOL Road, Scottsdale, AZ, 85251 — assumable VA mortgage at 2.96%
VA
Active
59
$669,900$182,827 down
Rate
2.96%
6.95%today
Payment
$2,300/mo
$3,629today
  • 3beds
  • 2baths
  • 1,769sqft

8137 INDIAN SCHOOL Road, Scottsdale

600 GROVE Parkway #1009, Tempe, AZ, 85283 — assumable FHA mortgage at 2.98%
FHA
Active
42
$225,000$52,972 down
Rate
2.98%
6.95%today
Payment
$816/mo
$1,284today
  • 1beds
  • 1baths
  • 778sqft

600 GROVE Parkway #1009, Tempe

7138 BAYWOOD Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 3.55%
FHA
Active
16
$299,900$53,871 down
Rate
3.55%
6.95%today
Payment
$1,218/mo
$1,785today
  • 2beds
  • 2baths
  • 1,026sqft

7138 BAYWOOD Avenue, Mesa

4843 CORRAL Road #4, Phoenix, AZ, 85044 — assumable VA mortgage at 3.06%
VA
Active
35
$320,000$66,904 down
Rate
3.06%
6.95%today
Payment
$1,211/mo
$1,887today
  • 2beds
  • 3baths
  • 960sqft

4843 CORRAL Road #4, Phoenix

3232 ELLIS Street, Mesa, AZ, 85213 — assumable VA mortgage at 3.09%
VA
Active
107
$850,000$226,950 down
Rate
3.09%
6.95%today
Payment
$2,951/mo
$4,581today
  • 5beds
  • 3baths
  • 3,167sqft

3232 ELLIS Street, Mesa

4627 SOUTHGATE Avenue, Phoenix, AZ, 85040 — assumable FHA mortgage at 3.09%
FHA
Active
21
$177,900$51,426 down
Rate
3.09%
6.95%today
Payment
$610/mo
$946today
  • 3beds
  • 1baths
  • 1,008sqft

4627 SOUTHGATE Avenue, Phoenix

1904 LEBARON Street, Mesa, AZ, 85201 — assumable VA mortgage at 3.89%
VA
Active
22
$399,999$24,772 down
Rate
3.89%
6.95%today
Payment
$1,931/mo
$2,714today
  • 4beds
  • 2baths
  • 1,328sqft

1904 LEBARON Street, Mesa

2127 SHANNON Way, Mesa, AZ, 85215 — assumable VA mortgage at 3.76%
VA
Active
22
$389,000$67,753 down
Rate
3.76%
6.95%today
Payment
$1,628/mo
$2,323today
  • 2beds
  • 2baths
  • 1,269sqft

2127 SHANNON Way, Mesa

125 56TH Street #1, Mesa, AZ, 85206 — assumable FHA mortgage at 2.71%
FHA
Active
40
$290,000$91,957 down
Rate
2.71%
6.95%today
Payment
$923/mo
$1,504today
  • 3beds
  • 3baths
  • 1,255sqft

125 56TH Street #1, Mesa

6615 43RD Street, Phoenix, AZ, 85042 — assumable VA mortgage at 2.79%
VA
Active
$340,000$117,398 down
Rate
2.79%
6.95%today
Payment
$1,044/mo
$1,683today
  • 3beds
  • 2baths
  • 1,436sqft

6615 43RD Street, Phoenix

542 HIGLEY Road #63, Mesa, AZ, 85206 — assumable FHA mortgage at 2.81%
FHA
Active
31
$295,000$86,805 down
Rate
2.81%
6.95%today
Payment
$974/mo
$1,566today
  • 2beds
  • 2baths
  • 1,184sqft

542 HIGLEY Road #63, Mesa

6735 MELROSE Street, Mesa, AZ, 85215 — assumable VA mortgage at 2.81%
VA
Active
31
$397,900$155,624 down
Rate
2.81%
6.95%today
Payment
$1,133/mo
$1,823today
  • 2beds
  • 2baths
  • 1,250sqft

6735 MELROSE Street, Mesa

2799 Terrace Avenue, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.84%
FHA
Active
19
$418,000$142,551 down
Rate
2.84%
6.95%today
Payment
$1,278/mo
$2,048today
  • 3beds
  • 2baths
  • 1,204sqft

2799 Terrace Avenue, Gilbert

1892 SHANNON Street, Gilbert, AZ, 85295 — assumable VA mortgage at 2.91%
VA
Active
44
$579,000$190,872 down
Rate
2.91%
6.95%today
Payment
$1,865/mo
$2,963today
  • 4beds
  • 3baths
  • 2,572sqft

1892 SHANNON Street, Gilbert

5540 HARMON Circle, Mesa, AZ, 85215 — assumable FHA mortgage at 2.96%
FHA
Active
31
$295,000$94,818 down
Rate
2.96%
6.95%today
Payment
$947/mo
$1,495today
  • 2beds
  • 2baths
  • 1,344sqft

5540 HARMON Circle, Mesa

3222 SEAN Drive, Chandler, AZ, 85224 — assumable VA mortgage at 2.96%
VA
Active
29
$519,995$200,001 down
Rate
2.96%
6.95%today
Payment
$1,514/mo
$2,390today
  • 4beds
  • 3baths
  • 2,039sqft

3222 SEAN Drive, Chandler

843 Leisure World --, Mesa, AZ, 85206 — assumable FHA mortgage at 2.99%
FHA
Active
55
$333,000$112,413 down
Rate
2.99%
6.95%today
Payment
$1,036/mo
$1,628today
  • 2beds
  • 2baths
  • 1,096sqft

843 Leisure World --, Mesa

1342 EMERALD Avenue #418, Mesa, AZ, 85202 — assumable FHA mortgage at 3.02%
FHA
Active
36
$239,900$77,730 down
Rate
3.02%
6.95%today
Payment
$789/mo
$1,235today
  • 2beds
  • 2baths
  • 1,038sqft

1342 EMERALD Avenue #418, Mesa

1307 44TH Street, Phoenix, AZ, 85008 — assumable FHA mortgage at 3.02%
FHA
Active
28
$329,999$109,060 down
Rate
3.02%
6.95%today
Payment
$1,050/mo
$1,644today
  • 3beds
  • 3baths
  • 1,584sqft

1307 44TH Street, Phoenix

901 SMITH Road #1035, Tempe, AZ, 85281 — assumable VA mortgage at 3.03%
VA
Active
35
$570,000$196,512 down
Rate
3.03%
6.95%today
Payment
$1,810/mo
$2,830today
  • 3beds
  • 3baths
  • 1,833sqft

901 SMITH Road #1035, Tempe

10 HERMOSA Drive, Tempe, AZ, 85282 — assumable VA mortgage at 3.05%
VA
Active
20
$292,500$97,818 down
Rate
3.05%
6.95%today
Payment
$935/mo
$1,458today
  • 3beds
  • 2baths
  • 1,408sqft

10 HERMOSA Drive, Tempe

3746 Dragoon Avenue, Mesa, AZ, 85206 — assumable FHA mortgage at 3.06%
FHA
Active
3
$449,900$159,953 down
Rate
3.06%
6.95%today
Payment
$1,390/mo
$2,166today
  • 5beds
  • 2baths
  • 1,904sqft

3746 Dragoon Avenue, Mesa

659 HAZEL Court, Gilbert, AZ, 85296 — assumable VA mortgage at 3.10%
VA
Active
39
$530,000$169,045 down
Rate
3.10%
6.95%today
Payment
$1,708/mo
$2,648today
  • 4beds
  • 2baths
  • 1,945sqft

659 HAZEL Court, Gilbert

2027 University Drive #132, Tempe, AZ, 85288 — assumable VA mortgage at 4.17%
VA
Active
36
$389,900$55,525 down
Rate
4.17%
6.95%today
Payment
$1,767/mo
$2,400today
  • 2beds
  • 3baths
  • 1,300sqft

2027 University Drive #132, Tempe

Assuming a mortgage in Mesa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour. 3 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.38%
Lowest existing payment
$310 /mo
Median cash to assume
$118,679
Nic Bacani

Nic Bacani

Realtor License: SA646367000

Good Company Real Estate

nic@goodcompanyre.com+14806502824Good Company Real Estate logo
Equal Housing Opportunity

Good Company Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.