Nic Bacani

Nic Bacani

(480) 650-2824

Assumable homes for sale in Gilbert, AZ

22 homesFHA & VA loansrates from 2.81% vs 6.95% today

Gilbert assumption guide
2948 MAPLEWOOD Street, Gilbert, AZ, 85297 — assumable VA mortgage at 2.87%
VA
Active
33
$789,000$308,573 down
Rate
2.87%
6.95%today
Payment
$2,231/mo
$3,561today
  • 4beds
  • 3baths
  • 2,834sqft

2948 MAPLEWOOD Street, Gilbert

1892 SHANNON Street, Gilbert, AZ, 85295 — assumable VA mortgage at 2.91%
VA
Active
44
$579,000$190,872 down
Rate
2.91%
6.95%today
Payment
$1,865/mo
$2,963today
  • 4beds
  • 3baths
  • 2,572sqft

1892 SHANNON Street, Gilbert

1732 DOGWOOD Lane, Gilbert, AZ, 85295 — assumable FHA mortgage at 3.11%
FHA
Active
46
$440,000$125,453 down
Rate
3.11%
6.95%today
Payment
$1,497/mo
$2,317today
  • 2beds
  • 3baths
  • 1,809sqft

1732 DOGWOOD Lane, Gilbert

3800 WOODSIDE Way, Gilbert, AZ, 85297 — assumable VA mortgage at 2.81%
VA
Active
37
$570,000$280,822 down
Rate
2.81%
6.95%today
Payment
$1,355/mo
$2,181today
  • 4beds
  • 3baths
  • 2,181sqft

3800 WOODSIDE Way, Gilbert

3817 FRANCES Lane, Gilbert, AZ, 85295 — assumable FHA mortgage at 2.84%
FHA
Active
40
$534,900$241,329 down
Rate
2.84%
6.95%today
Payment
$1,362/mo
$2,182today
  • 5beds
  • 3baths
  • 2,625sqft

3817 FRANCES Lane, Gilbert

4116 CATHY Drive, Gilbert, AZ, 85296 — assumable FHA mortgage at 2.84%
FHA
Active
45
$460,000$255,257 down
Rate
2.84%
6.95%today
Payment
$947/mo
$1,519today
  • 3beds
  • 2baths
  • 1,837sqft

4116 CATHY Drive, Gilbert

2339 SAN TAN Drive, Gilbert, AZ, 85296 — assumable FHA mortgage at 3.02%
FHA
Active
25
$439,500$258,962 down
Rate
3.02%
6.95%today
Payment
$858/mo
$1,344today
  • 3beds
  • 2baths
  • 1,401sqft

2339 SAN TAN Drive, Gilbert

4086 MEGAN Street, Gilbert, AZ, 85295 — assumable VA mortgage at 3.10%
VA
Active
32
$630,000$256,256 down
Rate
3.10%
6.95%today
Payment
$1,772/mo
$2,748today
  • 4beds
  • 2baths
  • 2,084sqft

4086 MEGAN Street, Gilbert

2665 CLIFTON Avenue, Gilbert, AZ, 85295 — assumable FHA mortgage at 4.17%
FHA
Active
33
$550,000$135,466 down
Rate
4.17%
6.95%today
Payment
$2,186/mo
$2,970today
  • 4beds
  • 3baths
  • 1,825sqft

2665 CLIFTON Avenue, Gilbert

2063 RANCH Court, Gilbert, AZ, 85296 — assumable FHA mortgage at 3.53%
FHA
Active
35
$515,000$387,403 down
Rate
3.53%
6.95%today
Payment
$867/mo
$1,274today
  • 3beds
  • 2baths
  • 1,695sqft

2063 RANCH Court, Gilbert

3868 CLAXTON Avenue, Gilbert, AZ, 85297 — assumable VA mortgage at 3.95%
VA
Active
45
$570,000$439,956 down
Rate
3.95%
6.95%today
Payment
$922/mo
$1,286today
  • 5beds
  • 3baths
  • 2,523sqft

3868 CLAXTON Avenue, Gilbert

3697 OXFORD Lane, Gilbert, AZ, 85295 — assumable FHA mortgage at 3.95%
FHA
Active
36
$650,000$453,181 down
Rate
3.95%
6.95%today
Payment
$1,211/mo
$1,689today
  • 3beds
  • 2baths
  • 1,943sqft

3697 OXFORD Lane, Gilbert

2944 Megan Street, Gilbert, AZ, 85295 — assumable FHA mortgage at 4.23%
FHA
Active
35
$425,000$382,790 down
Rate
4.23%
6.95%today
Payment
$285/mo
$384today
  • 3beds
  • 3baths
  • 1,748sqft

2944 Megan Street, Gilbert

929 DEERFIELD Lane, Gilbert, AZ, 85296 — assumable FHA mortgage at 4.37%
FHA
Active
26
$407,000$309,807 down
Rate
4.37%
6.95%today
Payment
$758/mo
$1,006today
  • 3beds
  • 3baths
  • 1,661sqft

929 DEERFIELD Lane, Gilbert

2498 BETTY Street, Gilbert, AZ, 85295 — assumable FHA mortgage at 6.82%
FHA
Active
40
$549,999$28,092 down
Rate
6.82%
6.95%today
Payment
$3,496/mo
$3,542today
  • 3beds
  • 3baths
  • 2,185sqft

2498 BETTY Street, Gilbert

3505 PHELPS Street, Gilbert, AZ, 85295 — assumable FHA mortgage at 6.26%
FHA
Active
40
$495,000$62,397 down
Rate
6.26%
6.95%today
Payment
$2,783/mo
$2,989today
  • 3beds
  • 2baths
  • 1,654sqft

3505 PHELPS Street, Gilbert

2637 OLYMPIC Drive, Gilbert, AZ, 85295 — assumable VA mortgage at 6.50%
VA
Active
42
$645,000$103,828 down
Rate
6.50%
6.95%today
Payment
$3,433/mo
$3,595today
  • 3beds
  • 3baths
  • 1,862sqft

2637 OLYMPIC Drive, Gilbert

919 PHEASANT Drive, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.64%
FHA
Active
22
$460,000$42,534 down
Rate
6.64%
6.95%today
Payment
$2,717/mo
$2,805today
  • 3beds
  • 3baths
  • 1,661sqft

919 PHEASANT Drive, Gilbert

1576 JASPER Court #E, Gilbert, AZ, 85296 — assumable VA mortgage at 6.19%
VA
Active
31
$353,000Potential short sale
Rate
6.19%
6.95%today
Payment
$2,786/mo
$3,014today
  • 3beds
  • 3baths
  • 1,514sqft

1576 JASPER Court #E, Gilbert

1307 JOSHUA TREE Lane, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.20%
FHA
Active
26
$439,000$6,997 down
Rate
6.20%
6.95%today
Payment
$2,703/mo
$2,922today
  • 3beds
  • 3baths
  • 1,816sqft

1307 JOSHUA TREE Lane, Gilbert

986 Hawk Lane, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.39%
FHA
Active
38
$419,900Potential short sale
Rate
6.39%
6.95%today
Payment
$2,730/mo
$2,892today
  • 3beds
  • 3baths
  • 1,661sqft

986 Hawk Lane, Gilbert

3316 MAPLEWOOD Street, Gilbert, AZ, 85297 — assumable VA mortgage at 7.84%
VA
Active
61
$635,000$581,553 down
Rate
7.84%
6.95%today
Payment
$1,349/mo
$1,236today
  • 4beds
  • 3baths
  • 2,438sqft

3316 MAPLEWOOD Street, Gilbert

Assuming a mortgage in Gilbert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$758 /mo
Median cash to assume
$255,756
Nic Bacani

Nic Bacani

Realtor License: SA646367000

Good Company Real Estate

nic@goodcompanyre.com+14806502824Good Company Real Estate logo
Equal Housing Opportunity

Good Company Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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