Nic Bacani

Nic Bacani

Assumable homes for sale in Flagstaff, AZ

21 homesVA & FHA loansrates from 2.68% vs 6.95% today

Flagstaff assumption guide
73 SENECA Drive, Flagstaff, AZ, 86005 — assumable VA mortgage at 2.74%
VA
Active
47
$610,000$214,980 down
Rate
2.74%
6.95%today
Payment
$1,837/mo
$2,983today
  • 3beds
  • 2baths
  • 1,568sqft

73 SENECA Drive, Flagstaff

73 SENECA Drive, Flagstaff, AZ, 86005 — assumable VA mortgage at 2.74%
VA
Active
46
$610,000$214,980 down
Rate
2.74%
6.95%today
Payment
$1,837/mo
$2,983today
  • 3beds
  • 2baths
  • 1,568sqft

73 SENECA Drive, Flagstaff

2449 Blue Gap Ovi, Flagstaff, AZ, 86005 — assumable FHA mortgage at 2.68%
FHA
Active
32
$450,000$273,570 down
Rate
2.68%
6.95%today
Payment
$819/mo
$1,340today
  • 3beds
  • 2baths
  • sqft

2449 Blue Gap Ovi, Flagstaff

3580 Altair Way, Flagstaff, AZ, 86001 — assumable VA mortgage at 2.80%
VA
Active
57
$1,149,000$654,829 down
Rate
2.80%
6.95%today
Payment
$2,292/mo
$3,693today
  • 5beds
  • 5baths
  • 3,365sqft

3580 Altair Way, Flagstaff

3580 Altair Way, Flagstaff, AZ, 86001 — assumable VA mortgage at 2.80%
VA
Active
58
$1,149,000$654,829 down
Rate
2.80%
6.95%today
Payment
$2,292/mo
$3,693today
  • 5beds
  • 5baths
  • 3,365sqft

3580 Altair Way, Flagstaff

2388 Alaska Avenue, Flagstaff, AZ, 86001 — assumable VA mortgage at 3.07%
VA
Active
29
$450,000$288,887 down
Rate
3.07%
6.95%today
Payment
$760/mo
$1,182today
  • 4beds
  • 2baths
  • sqft

2388 Alaska Avenue, Flagstaff

2396 RIO GRANDE Court, Flagstaff, AZ, 86001 — assumable FHA mortgage at 3.35%
FHA
Active
37
$414,000$330,263 down
Rate
3.35%
6.95%today
Payment
$551/mo
$828today
  • 3beds
  • 2baths
  • 1,094sqft

2396 RIO GRANDE Court, Flagstaff

2396 RIO GRANDE Court, Flagstaff, AZ, 86001 — assumable FHA mortgage at 3.35%
FHA
Active
35
$414,000$330,263 down
Rate
3.35%
6.95%today
Payment
$551/mo
$828today
  • 3beds
  • 2baths
  • 1,094sqft

2396 RIO GRANDE Court, Flagstaff

737 CATTLE DRIVE Trail, Flagstaff, AZ, 86005 — assumable VA mortgage at 3.39%
VA
Active
24
$865,000$598,505 down
Rate
3.39%
6.95%today
Payment
$1,836/mo
$2,612today
  • 4beds
  • 3baths
  • 2,658sqft

737 CATTLE DRIVE Trail, Flagstaff

737 CATTLE DRIVE Trail, Flagstaff, AZ, 86005 — assumable VA mortgage at 3.39%
VA
Active
31
$865,000$598,505 down
Rate
3.39%
6.95%today
Payment
$1,836/mo
$2,612today
  • 4beds
  • 3baths
  • 2,658sqft

737 CATTLE DRIVE Trail, Flagstaff

4299 Bonner Street, Flagstaff, AZ, 86004 — assumable FHA mortgage at 4.04%
FHA
Active
32
$425,000$304,477 down
Rate
4.04%
6.95%today
Payment
$754/mo
$1,040today
  • 4beds
  • 2baths
  • sqft

4299 Bonner Street, Flagstaff

2531 Jeffrey Loop, Flagstaff, AZ, 86004 — assumable VA mortgage at 4.12%
VA
Active
19
$425,000$310,628 down
Rate
4.12%
6.95%today
Payment
$751/mo
$1,026today
  • 2beds
  • 2baths
  • sqft

2531 Jeffrey Loop, Flagstaff

1055 MANZANITA Way, Flagstaff, AZ, 86001 — assumable VA mortgage at 6.49%
VA
Active
24
$445,000Potential short sale
Rate
6.49%
6.95%today
Payment
$3,037/mo
$3,184today
  • 3beds
  • 2baths
  • 1,106sqft

1055 MANZANITA Way, Flagstaff

1650 Ponderosa Parkway #228, Flagstaff, AZ, 86001 — assumable VA mortgage at 6.79%
VA
Active
27
$410,000$17,882 down
Rate
6.79%
6.95%today
Payment
$2,598/mo
$2,641today
  • 1beds
  • 1baths
  • sqft

1650 Ponderosa Parkway #228, Flagstaff

1650 Ponderosa Parkway #228, Flagstaff, AZ, 86001 — assumable VA mortgage at 6.79%
VA
Active
26
$410,000$17,882 down
Rate
6.79%
6.95%today
Payment
$2,598/mo
$2,641today
  • 1beds
  • 1baths
  • sqft

1650 Ponderosa Parkway #228, Flagstaff

2461 Coronado Avenue, Flagstaff, AZ, 86001 — assumable VA mortgage at 6.46%
VA
Active
34
$485,000$49,247 down
Rate
6.46%
6.95%today
Payment
$2,753/mo
$2,895today
  • 4beds
  • 3baths
  • sqft

2461 Coronado Avenue, Flagstaff

2461 Coronado Avenue, Flagstaff, AZ, 86001 — assumable VA mortgage at 6.46%
VA
Active
33
$485,000$49,247 down
Rate
6.46%
6.95%today
Payment
$2,753/mo
$2,895today
  • 4beds
  • 3baths
  • sqft

2461 Coronado Avenue, Flagstaff

7740 Sundance, Flagstaff, AZ, 86004 — assumable FHA mortgage at 4.75%
FHA
Active
41
$649,000$454,822 down
Rate
4.75%
6.95%today
Payment
$1,578/mo
$2,002today
  • 3beds
  • 2baths
  • sqft

7740 Sundance, Flagstaff

1185 UNIVERSITY Avenue #101, Flagstaff, AZ, 86001 — assumable FHA mortgage at 4.82%
FHA
Active
31
$275,000$193,878 down
Rate
4.82%
6.95%today
Payment
$707/mo
$890today
  • 1beds
  • 1baths
  • 682sqft

1185 UNIVERSITY Avenue #101, Flagstaff

1185 UNIVERSITY Avenue #101, Flagstaff, AZ, 86001 — assumable FHA mortgage at 4.82%
FHA
Active
29
$275,000$193,878 down
Rate
4.82%
6.95%today
Payment
$707/mo
$890today
  • 1beds
  • 1baths
  • 682sqft

1185 UNIVERSITY Avenue #101, Flagstaff

5456 Sanford Place, Flagstaff, AZ, 86004 — assumable FHA mortgage at 6.25%
FHA
Active
20
$420,000$309,268 down
Rate
6.25%
6.95%today
Payment
$1,121/mo
$1,206today
  • 3beds
  • 2baths
  • sqft

5456 Sanford Place, Flagstaff

Assuming a mortgage in Flagstaff

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$551 /mo
Median cash to assume
$296,682
Nic Bacani

Nic Bacani

Realtor License: SA646367000

Good Company Real Estate

nic@goodcompanyre.com+14806502824Good Company Real Estate logo
Equal Housing Opportunity

Good Company Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.