Nic Bacani

Nic Bacani

Assumable homes for sale in Cottonwood, AZ

6 homesFHA & VA loansrates from 2.98% vs 6.95% today

Cottonwood assumption guide
3382 Grand View Drive, Cottonwood, AZ, 86326 — assumable FHA mortgage at 2.98%
FHA
Active
20
$319,000$216,071 down
Rate
2.98%
6.95%today
Payment
$486/mo
$765today
  • 2beds
  • 2baths
  • 1,217sqft

3382 Grand View Drive, Cottonwood

3382 Grand View Drive, Cottonwood, AZ, 86326 — assumable FHA mortgage at 2.98%
FHA
Active
20
$319,000$216,071 down
Rate
2.98%
6.95%today
Payment
$486/mo
$765today
  • 2beds
  • 2baths
  • 1,217sqft

3382 Grand View Drive, Cottonwood

1947 QUAIL Run, Cottonwood, AZ, 86326 — assumable VA mortgage at 3.16%
VA
Active
37
$594,000$258,229 down
Rate
3.16%
6.95%today
Payment
$1,661/mo
$2,555today
  • 4beds
  • 3baths
  • 2,789sqft

1947 QUAIL Run, Cottonwood

1145 17TH Place, Cottonwood, AZ, 86326 — assumable FHA mortgage at 6.78%
FHA
Active
15
$349,900$8,298 down
Rate
6.78%
6.95%today
Payment
$2,268/mo
$2,307today
  • 3beds
  • 2baths
  • 1,290sqft

1145 17TH Place, Cottonwood

3825 Cassie Lane, Cottonwood, AZ, 86326 — assumable FHA mortgage at 6.50%
FHA
Active
26
$320,000$75,471 down
Rate
6.50%
6.95%today
Payment
$1,569/mo
$1,643today
  • 3beds
  • 2baths
  • 1,297sqft

3825 Cassie Lane, Cottonwood

740 STONEY END Lane, Cottonwood, AZ, 86326 — assumable VA mortgage at 6.76%
VA
Active
92
$975,000$383,895 down
Rate
6.76%
6.95%today
Payment
$3,890/mo
$3,966today
  • 4beds
  • 3baths
  • 3,468sqft

740 STONEY END Lane, Cottonwood

Assuming a mortgage in Cottonwood

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$486 /mo
Median cash to assume
$216,071
Nic Bacani

Nic Bacani

Realtor License: SA646367000

Good Company Real Estate

nic@goodcompanyre.com+14806502824Good Company Real Estate logo
Equal Housing Opportunity

Good Company Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.